Privacy Policy
Last updated: May 2026
Your privacy is fundamental to private banking. This policy explains what data we collect, how we use it, and the rights you hold over your information.
1. Data We Collect
We collect identity data (name, date of birth, government ID), contact data (email, phone, address), financial data, and technical data such as device identifiers and IP addresses.
Collection is limited to what is necessary to deliver secure, compliant services.
2. How We Use Your Data
To operate your account, process transactions, prevent fraud, meet regulatory obligations, and improve platform security.
We never sell your personal data.
3. Third-Party Processing
We engage vetted processors for identity verification, payment settlement, and infrastructure. All are bound by strict data-protection agreements.
4. Your Rights
You may access, correct, export, or request deletion of your data, restrict processing, and withdraw consent at any time via your account's data management controls.
5. GDPR Compliance
We process personal data lawfully under the GDPR, relying on contract necessity, legal obligation, and legitimate interest as appropriate.
6. Data Retention
We retain records only as long as required for service delivery and regulatory obligations, after which data is securely erased.
7. Account Deletion
You may request account deletion at any time. Certain records may be retained where law requires.
8. Contact
Direct privacy enquiries to privacy@premiumwallet.com. Our Data Protection Officer responds within 30 days.
This document is provided as a placeholder for demonstration purposes and does not constitute legal advice. Replace with counsel-reviewed terms before production use.